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	<title>MD Title</title>
	<link>http://marylandcommercialtitle.com/blog</link>
	<description></description>
	<pubDate>Tue, 22 Jul 2008 20:10:35 +0000</pubDate>
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		<title>Largest Monthly U.S. CRE Decline &#8230;.</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/largest-monthly-us-cre-decline/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/largest-monthly-us-cre-decline/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 19:12:49 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Attorneys</dc:subject>
	<dc:subject>CMBX</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Historical Perspective</dc:subject>
	<dc:subject>Commercial Title Companies</dc:subject>
	<dc:subject>Market Trending</dc:subject>
	<dc:subject>Commercial Real Estate</dc:subject><dc:subject>Commercial Real Estate Trending</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/largest-monthly-us-cre-decline/</guid>
		<description><![CDATA[As we have said on many occassions, commercial real estate is a lagging economic indicator. We have seen the strain in other areas like residential property (sub-prime crisis), rising food and gas prices, and a tightening of consumer finance options (Home Equity Lines Of Credit (HELOC), Credit Card Defaults, etc.).
Now the tail is finally starting to wag the [...]]]></description>
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		<item>
		<title>Are we in a CRECESSION?</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/what-is-a-cresession/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/what-is-a-cresession/#comments</comments>
		<pubDate>Mon, 21 Jul 2008 11:32:20 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Cresession</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Crecession</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/what-is-a-cresession/</guid>
		<description><![CDATA[



According to Noah Rosenblatts post in UrbanDigs, 
we are currently in a CRECESSION. 


Noah coins an interesting term that describes the odd economic state that we currently find ourselves in. He calls this state a &#8211; Crecession. Here is the formal definition:  
A period of economic activity where available credit is contracting and the cost of credit is rising, leading to [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/what-is-a-cresession/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Could things get worse?</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/could-things-get-worse/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/could-things-get-worse/#comments</comments>
		<pubDate>Sun, 20 Jul 2008 12:30:55 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Developers</dc:subject>
	<dc:subject>Attorneys</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Historical Perspective</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Real Estate Market Trends</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/could-things-get-worse/</guid>
		<description><![CDATA[Here’s the potential $2.8 trillion dollar question. In a revealing article in the New York Times, they investigate the question of how bad could things get? Since World War II, there have been 18 banking crises in industrial countries. The worst five were caused by changing lending standards or real estate bubbles (often both) and [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/could-things-get-worse/feed/</wfw:commentRss>
		</item>
		<item>
		<title>When truth is stranger than fiction: A CRE Microcosm</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/when-truth-is-stranger-than-fiction-a-commercial-re-microcosm/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/when-truth-is-stranger-than-fiction-a-commercial-re-microcosm/#comments</comments>
		<pubDate>Fri, 18 Jul 2008 12:25:51 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>CMBX</dc:subject>
	<dc:subject>Delinquency Rates</dc:subject>
	<dc:subject>Developers</dc:subject>
	<dc:subject>Market Trending</dc:subject>
	<dc:subject>Commercial Title Companies</dc:subject>
	<dc:subject>Commercial Real Estate</dc:subject><dc:subject>commercial real estate</dc:subject><dc:subject>Hard Money Lenders</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/when-truth-is-stranger-than-fiction-a-commercial-re-microcosm/</guid>
		<description><![CDATA[The Wall Street Journals Jonathan Karp provides a fascinating expose’, entitled HARD MONEY: Real-Estate Financier&#8217;s Death Hints At Trouble for Lenders, detailing a griping personal tale of Scott Coles and his company Mortgages, Ltd., that outlines a bizarre set of facts even greater than what fiction could believably spin.  
Unfortunately this story is true, and arguably representative [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/when-truth-is-stranger-than-fiction-a-commercial-re-microcosm/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Fed Statement: What WAS NOT said &#8230;</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/the-fed-statement-what-was-not-said/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/the-fed-statement-what-was-not-said/#comments</comments>
		<pubDate>Tue, 15 Jul 2008 22:06:48 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>CMBX</dc:subject>
	<dc:subject>Commercial Real Estate</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/the-fed-statement-what-was-not-said/</guid>
		<description><![CDATA[We never sugar coat the news, but rather provide the latest installments of information, unfettered, and in a timely fashion. 

Our mission is to evaluate events and provide our clients and strategic partners with critical information that will immediately become valuable assets in their business and personal lives. Todays entry is no exception &#8230;.



Chairman Ben S. Bernanke testified before the U.S. [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/the-fed-statement-what-was-not-said/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The State of Fannie Mae and Freddie Mac: Mid-Year 2008</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/the-state-of-fannie-mae-and-freddie-mac/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/the-state-of-fannie-mae-and-freddie-mac/#comments</comments>
		<pubDate>Thu, 10 Jul 2008 21:36:39 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Residential Real Estate</dc:subject>
	<dc:subject>Fannie Mae and Freddie Mac</dc:subject>
	<dc:subject>Subprime</dc:subject>
	<dc:subject>Attorneys</dc:subject>
	<dc:subject>Mortgages</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Fannie Mae</dc:subject><dc:subject>Freddie Mac</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/the-state-of-fannie-mae-and-freddie-mac/</guid>
		<description><![CDATA[As just reported in InmanNews, shares of Fannie Mae and Freddie Mac hit 17-year lows today (July 10, 2008) as investors&#8217; fears about the companies&#8217; ability to raise additional capital fueled speculation of the possibility of a government bailout. 
Along these lines, the Office of Federal Housing Enterprise Oversight (OFHEO) has issued a statement on the [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/the-state-of-fannie-mae-and-freddie-mac/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Home Prices and Net Worth are Dropping &#8230; Fast</title>
		<link>http://marylandcommercialtitle.com/blog/2008/07/home-prices-and-net-worth-is-dropping-fast/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/07/home-prices-and-net-worth-is-dropping-fast/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 21:19:07 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Net Worth</dc:subject>
	<dc:subject>Residential Real Estate</dc:subject>
	<dc:subject>Mortgages</dc:subject>
	<dc:subject>Home Equity</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Net Worth</dc:subject><dc:subject>Real Estate</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/07/home-prices-and-net-worth-is-dropping-fast/</guid>
		<description><![CDATA[What will 2009 do to our home values and networth? Read on, and see what some experts predict.
 BofA sees additional 15% drop in real estate prices: Bank of America expects home prices will fall an additional 15 percent nationwide and 20 percent in California, BofA Chief Executive Officer Ken Lewis said in an interview with [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/07/home-prices-and-net-worth-is-dropping-fast/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Small Banks at risk, too &#8230;.</title>
		<link>http://marylandcommercialtitle.com/blog/2008/06/small-banks-at-risk-too/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/06/small-banks-at-risk-too/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 13:07:58 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Delinquency Rates</dc:subject>
	<dc:subject>Home Builders</dc:subject>
	<dc:subject>Developers</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Market Trending</dc:subject>
	<dc:subject>Historical Perspective</dc:subject>
	<dc:subject>Commercial Real Estate</dc:subject><dc:subject>Construction Loans</dc:subject><dc:subject>Small Banks</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/06/small-banks-at-risk-too/</guid>
		<description><![CDATA[Here we go again. Recently, the headlines have been dominated by the global banks, like Bear Sterns, and their massive missteps and huge losses. 
For instance, this just in from CitiGroup: $8.9 billion of write-downs in the second quarter, nearly $15 billion of losses in the last two quarters of 2008, and more than $46 [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/06/small-banks-at-risk-too/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Non-Residential Trends (More good news) &#8230;.</title>
		<link>http://marylandcommercialtitle.com/blog/2008/06/118/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/06/118/#comments</comments>
		<pubDate>Wed, 25 Jun 2008 17:16:36 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>CMBX</dc:subject>
	<dc:subject>Attorneys</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Historical Perspective</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Non Residential Trending</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/06/118/</guid>
		<description><![CDATA[John Caulfield in BuilderOnline, attempts to predict the trending in the Non-Residential market (and read the tea leaves), as it is suggested that the economic downturn seems to be taking its toll on the non-residential sector, which despite a strong year in 2007 and gains as recently as last month, could be faltering a bit. 
Last week, McGraw-Hill [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/06/118/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Worst Housing Market in 50 Years &#8230;</title>
		<link>http://marylandcommercialtitle.com/blog/2008/06/worst-housing-market-in-50-years/</link>
		<comments>http://marylandcommercialtitle.com/blog/2008/06/worst-housing-market-in-50-years/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 21:13:26 +0000</pubDate>
		<dc:creator>Myles</dc:creator>
		
	<dc:subject>Developers</dc:subject>
	<dc:subject>Attorneys</dc:subject>
	<dc:subject>Bankers</dc:subject>
	<dc:subject>Historical Perspective</dc:subject>
	<dc:subject>Market Trending</dc:subject><dc:subject>Real Estate Trending</dc:subject>
		<guid isPermaLink="false">http://marylandcommercialtitle.com/blog/2008/06/worst-housing-market-in-50-years/</guid>
		<description><![CDATA[As reported by Inman News, the current housing slump is far from over and is shaping up to be the worst in 50 years, according to an annual report on the state of the nation&#8217;s housing markets from the Joint Center for Housing Studies of Harvard University.


Drastic production cuts and deep price discounts in 2005-2007 helped [...]]]></description>
		<wfw:commentRss>http://marylandcommercialtitle.com/blog/2008/06/worst-housing-market-in-50-years/feed/</wfw:commentRss>
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